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CGT WEALTH ADVISORS

CLARITY | GUIDANCE | TRUST



About Us


WHO WE ARE

We are a group of experienced wealth advisors with one common mission – to give unbiased, honest guidance to help you realize your financial goals. We are an independent firm fiercely committed to putting your interests ahead of ours. We seek to simplify your financial decisions by providing you with expert advice on matters of wealth management. We provide financial clarity, guidance and a roadmap that you can trust. Clarity. Guidance. Trust.

WHO WE ARE NOT

We are not product-pushing salespeople looking to make a quick commission. We will not suggest a product or strategy without fully considering your short-term and long-term financial goals. We do not believe in cookie-cutter investment portfolios or financial plans. We know that financial success can only be achieved with a clearly defined and intelligently managed strategy.


Our Commitment To You

Who We Serve


We offer tailored solutions to help you work towards your financial goals. Our focus encompasses the accumulation, protection, and transferring of your wealth to future generations.

Professionals nearing retirement are often too busy to do in-depth retirement planning. We work to address all areas of retirement planning and help professionals attain a comfortable, worry-free retirement.

Retirement transitions can be overwhelming. We work to help you with the financial decisions you may face before and during retirement. We advise our clients on Social Security issues, pension planning, health care planning, and tax strategies. Our comprehensive approach will help you assemble all the pieces of the retirement puzzle.

We offer a thorough understanding of state and federal retirement systems. Our clients include educators at all levels, federal employees, and school-district administrators. Our deep understanding of these retirement systems will provide you with a clear and confident path to a worry-free retirement.

Healthcare workers often care more for their patients than for themselves. Our job is to help people in this field make wise financial plans for their own lives. We understand the needs of healthcare professionals and the many financial options available to them.

The tech world is fast-moving and exciting and presents unique challenges to those who work in it. We have experience working for technology startups, giving us the insight needed to provide financial advice and consultation to tech professionals. Stock-option-analysis, concentrated positions, asset allocations, consolidation of retirement assets – we provide the guidance needed for you to have confidence in your ability to live life on your terms.

Our Team


Deb Bell Photo

Deb Bell

Financial Advisor, CRPC
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Deb Bell

Financial Advisor, CRPC


Deb moved to the Pacific Northwest from Los Angeles, and has practiced as a financial advisor for over 24 years. In 2012 Deb attained her Chartered Retirement Planning Counselor designation. Outside of work she enjoys biking, golfing, and traveling. And, of course, spending time with her 2 cats – Disney and Poppins.

Molly Sullivan Photo

Molly Sullivan

Client Service
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Molly Sullivan

Client Service


Molly joined CGT Wealth Advisors in September 2015. She is a graduate of Gonzaga University and has worked in banking, insurance and health care, most recently managing a medical practice. In her spare time Molly enjoys traveling, cooking and reading everything from The Economist to the cartoons. She and her husband have two grown sons.

Our Services


Investment Planning

Looking for more than a savings-account? We identify cost-effective investments that will help you reach your financial goals.

Retirement Planning

We help you clarify your long-term financial needs for retirement. Then we find the right investment vehicles to enable you to reach those goals. Finally, we provide you with an ongoing benchmark that measures your progress year by year in attaining these long-term goals.

Insurance

We bring clarity to your personal insurance needs, and help you understand if you are over or under-insured.

Tax Strategy

Want to minimize your tax liabilities? We can help with tax-efficient income strategies and portfolio management.

Estate Planning

It is essential to structure your estate planning carefully. We provide guidance in helping you organize and implement your financial affairs so that your legacy can live on.

Cash Flow Management

We help you understand where your money is being spent. Our goal is to minimize those “lost dollars” so that you can realize your short-term and long-term financial goals.

Financial Organization

Successful wealth planning involves the careful organization of all your financial documents. We can help.

College Funding

We are well versed in the many financial instruments available to help you save for your children’s or grandchildren’s higher education.

 

Project Based

A great option for second opinions and  initial plans for new clients. You can discuss your needs in our office or remotely, and we will provide you with a follow-up “to do” list you can implement right away.  Get quick answers to pressing issues right away.

Ongoing Planning

Good for working professionals who have most or all of their assets in a company retirement plan, yet still need advice. We provide ongoing, comprehensive financial life management. We can meet in our office or remotely. We welcome relationships across the country.

Investment Management

We can provide you customized, cost-effective investment advice to help you meet your long term financial goals. We offer tax-efficient investing and tax loss harvesting to maximize your financial returns while minimizing the risks you can control.

 

* If a minimum level of assets are being managed in our Investment Advisory Services, Ongoing Planning costs may be included in that fee.

Contact Us



Address

 1403 S. Grand Blvd., Suite 202N Spokane, WA 99203

Phone

509.459.5568

Fax

509.928.3827